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Richard Hitchell


Chartered Financial Planner
01892 532700
(07971) 838512
At work
At home
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Born and raised in Tunbridge Wells, Richard Hitchell attended Cardiff University in Wales, where he resided for fifteen years. His career began in IT management, but a family circumstance prompted Richard to reconsider his life’s priorities. This reflection led him back to Tunbridge Wells, where he later joined the family practice at Hitchell Financial Planning.

Richard has achieved Chartered Financial Planner status, distinguishing him as one of the UK's foremost advisers by examination, according to the Personal Finance Society and The Institute of Financial Planning. He specialises in pensions and investments, assisting clients in crafting financial plans that support their lifestyle aspirations.

A tech enthusiast with a solid background in IT, Richard is keen on employing innovative technologies to enhance the financial planning process. His practice embraces advanced solutions like Voyant cashflow planning, to create interactive and engaging client experiences.

Richard's commitment to excellence in financial advice is evidenced by his consistent inclusion in the VouchedFor UK top rated financial adviser list from 2021 to 2023. He is also an accredited member of the Society of Later Life Advisers (SOLLA), having achieved the Later Life Adviser Accreditation in April 2021.

Fellowship (FPFS)

Fellowship is awarded by the PFS to members who have attained and maintained the most prestigious level of professional achievement. This demonstrates my knowledge and technical capability and my ongoing commitment to professional development.


Chartered status is awarded by the Chartered Insurance Institute and is considered the gold standard financial planning accreditation. Chartered status is a symbol of technical competence and signifies a public commitment to upholding professional standards. I’m pleased to say that it places me amongst the top professionals in my field.

Later Life Adviser Accreditation (LLAA)

The Later Life Adviser Accreditation (LLAA) is considered a gold standard for independent recognition of an advisers knowledge and advice skills.

Full accreditation of SOLLA demonstrates a high level of technical knowledge and evidence of good working knowledge and understanding of the needs, capacity and financial issues of those seeking later life advice. As part of receipt of the accreditation, advisers need to demonstrate excellent interpersonal and communication skills, and the ability to explain complex issues in a way clients can easily understand.

SOLLA accreditation is widely accepted as the industry standard of excellence for those advising on later life care and equity release.

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Advanced Diploma in Financial Planning (APFS) and Fellowship of the PFS

  • AF1 (Taxes and Trusts)

  • AF3 (Pension Planning)

  • AF4 (Investment Planning)

  • AF5 (Financial Planning Process)

  • SOLLA Later Life Adviser Accreditation (LLAA)

Diploma in Financial Planning (DipPFS)

  • J04 (Pension Funding Options)

  • J05 (Pension Income Options)

  • R03 (Personal Taxation)

  • R06 (Financial Planning practice)

Certificate in Certificate Planning

  • CF1 (UK Financial Services, Regulation & Ethics)

  • CF2 (Investment & Risk)

  • CF3 (Financial Protection)

  • CF4 (Retirement Planning)

  • CF5 (Integrated Financial Planning)

  • CF6 (Certificate of Mortgage Advice)

  • CF8 (Long Term Care Insurance)

  • ER1 (Equity Release)

Living in Tunbridge Wells, Richard enjoys a lively and varied lifestyle, rarely found sitting still. He has a keen interest in watersports, such as wingfoiling and kitesurfing, which allow him to make the most of windy days on the water. When on dry land, Richard is often found engaging in DIY projects, tending to his garden, or crafting new creations.

Richard enjoys playing floorhockey, an indoor game with Scandinavian origins, and he's a regular cyclist, whether tackling mountain trails or simply cycling around town for the sheer joy of it. While not a frequent golfer, Richard appreciates the occasional round as a chance to unwind.

Family is at the heart of everything for Richard. He is happily married to Gayle, and they cherish the time spent with their two children, Emily and Eddie, exploring outdoor activities and creative hobbies together.

I would love to cycle from Lands End to John o' Groats.

A sunny windy day, learning new skills, being out with family and friends

I love house music and was a club DJ for 10 years. In Cardiff on millennium eve, I DJ’d alongside Fat Boy Slim.

Keyboard and Mouse
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I’m featured on VouchedFor, the UK’s leading customer review site for financial advisers, mortgage advisers, solicitors and accountants. For 2023 I have also qualified as a 'Top Rated' adviser and will feature in The Times newspaper and as part of their digital guide.

Click here to read my VouchedFor page with client reviews and my current rating. 

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