Approaching later life
Later life heralds a new set of challenges.
As your retirement advances, we will help you plan for your changing life needs, ensuring your arrangements allow for flexibility as well as continuing to deliver security.
You will undoubtedly want to know that as your lifestyle and health needs change, so your finances will be able to support you. Our meetings will therefore focus on ensuring your plans are robust and your future financial wellbeing and comfort is safeguarded.
We will also help you gain peace of mind by addressing your legacy aspirations, meaning that your wealth can be preserved for those you love and transferred in a tax-efficient way at a time of your choosing.
We see our role as empowering and enabling you to achieve optimal outcomes in your later life, whatever that means for you.
Peace of mind for you and your family
Richard Hitchell is a SOLLA (Society of Later Life Advisers) accredited adviser. The Later Life Adviser Accreditation (LLAA) is considered a gold standard for independent recognition of an advisers knowledge and advice skills.
Full accreditation of SOLLA demonstrates a high level of technical knowledge and evidence of good working knowledge and understanding of the needs, capacity and financial issues of those seeking later life advice. As part of receipt of the accreditation, advisers need to demonstrate excellent interpersonal and communication skills, and the ability to explain complex issues in a way clients can easily understand.
SOLLA accreditation is widely accepted as the industry standard of excellence for those advising on later life care and equity release.
Vulnerable Clients Policy
We believe that as a business that we should have a dedicated policy in place to ensure that clients needing extra care are afforded appropriate protection by the use of training, adequate policies and other control/oversight mechanisms.
This is our policy which describes how we identify vulnerable clients and our expected methods for helping where extra care is required.
LONG TERM PLANNING
"Richard took over from his father who was my original adviser more than twenty years ago. Richard has taken the business to new heights and it’s efficient, up to date and friendly."
Hitchell client, December 2019
Read more of our client reviews here
Our work together will help you answer questions such as:
How will I pay for care if I need it?
Will my savings and investments support me in my current lifestyle for as long as I want?
Do I need to review or adjust my retirement income arrangements?
Should I gift money to my children/grandchildren now or leave it in my will?
How can I ensure my family aren’t left with a large IHT bill?
Should I make a Lasting Power of Attorney?
Your partner in financial success
We’ve been providing expert financial advice for more than 40 years. Why have we been so successful?
We like to think we’re more than just top-notch financial planners; we’re relationship builders too. As a family-run practice, we’re proud of the trusted relationships we’ve built and the professional, friendly advisory service we’ve provided to our clients since 1978.
If you’d like to find out how we can help you and your business, use the contact form below.