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Richard Hitchell
Dec 1, 20202 min read
Market Update - A look back at November 2020
It was an exceptional month for global equity markets in November as three potential vaccines emerged to overcome the coronavirus...


Richard Hitchell
Nov 30, 20203 min read
The Bank of...Granny and Grandad?
For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a...


Richard Hitchell
Nov 18, 20203 min read
A warm welcome to clients of Richard Short Associates
In 2019 Richard Short took the difficult decision to start planning for his retirement. This was by no means an easy decision, and it was...


Richard Hitchell
Nov 16, 20203 min read
Spotlight on Enterprise Investment Schemes and Venture Capital Trusts
Complex tax-efficient investments such as Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCT) are a consideration for...


Richard Hitchell
Nov 10, 20201 min read
Markets react positively to election news
After days of tension, news came in over the weekend that Joe Biden won the key battleground of Pennsylvania, 20 electoral votes was...


Richard Hitchell
Nov 2, 20202 min read
Market Update - A look back at October 2020
October was a tough month for global equity markets as rising coronavirus cases have resulted in tougher restrictions being imposed by...


Richard Hitchell
Nov 2, 20201 min read
November Update - US Elections and our latest blogs
In the final couple of months of what has been an extraordinary year, we hope that you and your family are continuing to stay well and...


Richard Hitchell
Oct 18, 20203 min read
Want to avoid retirement remorse?
Most people have a lot of different financial commitments and life can feel a bit like a financial juggling act. It can seem like saving...


Richard Hitchell
Oct 1, 20202 min read
Market update - a look back at September 2020
As we near the final quarter of what has been an extraordinary year, we hope that you and your family are continuing to stay well and the...


Richard Hitchell
Jul 8, 20203 min read
Managing mortgage stress – we’re here for you
Whether you’re a first-time buyer, a second- stepper, or further up the housing ladder, buying a home is always a big move and can feel a...


Richard Hitchell
Jul 7, 20203 min read
Summer Statement Summary
In March, Rishi Sunak unveiled “one of the largest and most comprehensive economic responses in the world” to protect the UK’s population...


Richard Hitchell
Jul 2, 20202 min read
Give your children a head start with financial education
Financial literacy isn’t a skill that we are born with. Learning how to manage money effectively means acquiring a few important life...


Richard Hitchell
Jul 2, 20202 min read
Now could be a good time to remortgage
Mortgage rates are now at record low levels, following two Bank of England rate cuts in March to bring the base rate down to 0.1%....


Richard Hitchell
Jul 2, 20202 min read
Lasting Powers of Attorney
You may have already arranged a Will* to deal with matters in the event of your death, but have you considered what would happen if you...

Richard Hitchell
Jul 1, 20202 min read
Market update - A look back at June 2020
"June’s performance helped the FTSE 100 record its best quarterly performance since 2010, gaining 8.8%." During June, most global equity...


Richard Hitchell
Jun 29, 20204 min read
Estate Planning
Estate planning encompasses not only preparing your finances to ensure your assets are protected for your loved ones once you are gone,...


Richard Hitchell
Jun 28, 20203 min read
2020/21 tax year - know your numbers
Whilst we would all probably agree that paying tax goes towards providing the important services we all rely on, no one needs to end up...


Richard Hitchell
Jun 2, 20202 min read
Be vigilant and scam smart
Warnings from a number of UK bodies, including the Bank of England, Financial Conduct Authority, National Crime Agency, and Action Fraud...

Richard Hitchell
Jun 1, 20202 min read
Market Update - A look back at May 2020
Like April, the last working day of May saw global equity markets fall on the back of a reported press conference by Donald Trump on...


Richard Hitchell
May 28, 20202 min read
What is cashflow modelling
“In this world nothing can be said to be certain, except death and taxes.” Financial planning is all about preparing for those things...
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